Mobile County HOME Program

Two Programs to Help With Home Ownership


Program 1: Down Payment Assistance Grant

Program 2: New Construction Affordable Home Loans


Let us guide you through the steps of making home ownership a reality for you. We can help with down payment assistance of up to $10,000 (click here for Program 1). If you are looking for a new home, we work with homebuilders in the community to provide new housing for low and moderate income residents. If you qualify to purchase these new homes, we can offer you up to $30,000 as a deferred loan (click here for Program 2), plus you may also qualify for the down payment assistance program, bringing your total assistance to $40,000.

Participants of both programs must have a good enough credit history to obtain a first mortgage on the home of their choice. Participants also must meet income eligibility limits.

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